General liability insurance covers which of the following?

General liability insurance serves a critical role in protecting businesses from various risks associated with their operations. It encompasses several important areas, which includes premises and operations, products, and completed operations.

Premises and operations coverage protects against injuries or damages that may occur on a contractor’s property or as a result of their business activities. This could include slip-and-fall accidents or property damage caused by construction activities.

Products coverage is included to protect businesses against claims of injury or damage caused by the products they manufacture or sell. This is vital for contractors who may deal with physical goods as part of their services.

Completed operations coverage applies to incidents that arise after the contractor has finished a job. If a project is completed and an issue develops that causes harm or injury due to the work done, this coverage helps mitigate potential liability.

Collectively, these aspects are essential components of general liability insurance, demonstrating its comprehensive protection against various liability risks. Thus, the correct answer encompasses all these areas, confirming the breadth of protection offered by general liability insurance.